An online cash advance is very similar to an online payday loan and can be an excellent way for somebody to get some quick holiday funds together for necessities and tide you over until your next payday. A cash advance loan often offers up to $5000 and can be in your bank account in as little as 24 hours. The online cash advance also has the advantage that you don’t have to leave your house and can avoid any face-to-face interactions that some people understandably would rather avoid.